What Are The Biggest Paying Scratchcards in the UK?
Got a spare pound coin (or five) in your pocket just hanging around? Then what better way to spend it than buying a scratch card?
It’s not like you could get much with it anyway…and if you bite the bullet and get a scratchcard, then you could walk away with a whole lot more!
It’s hardly a surprise then that scratchcards are such a popular form of instant-win gaming as they essentially give you the chance to potentially win life-changing sums of money with just a couple of scratches.
There are some that offer small but frequent prizes, but there are others that have massive jackpot potential.
Here, we’ll take a look at some of the biggest paying scratchcards so you can decide which ones are worth a go.
What Are the Biggest Scratchcard Jackpots in the UK?
Here are some of the most lucrative scratchcards you’ll find available today:
The £2 Million Blue Scratchcard

OK, this one costs a bit more than £1, however, for £5, you could be in with the chance of winning the £2,000,000 jackpot.
That being said, your odds of actually winning the top prize is 1 in 4,122,919, but it’s not all that bad, as you’ll have pretty decent odds of 1 in 3.06 of winning a prize – just not the big one.
The £2 Million Blue scratchcard is, unsurprisingly, one of the biggest paying scratchcards that’s currently available from the National Lottery.
Giving you the chance of winning a massive £2 million, it’s definitely the one to go for if you’re after that life-changing win.
£100,000 a Month for a Year Scratchcard
This is another scratchcard that will set you back a fiver – and it could win you £100,000 a month for a year…meaning a grand total of £1.2 million.
Although you won’t get quite as much as the £2 million scratchcard above, the good news is that you do have slightly better odds of winning the top prize – 1 in 3,484,448. You do have a slightly lower chance of winning any prize though, as it’s 1 in 3.41.
This is a great option because it has a very different payout structure than standard scratchies – and it’s great if you’d prefer lots of big payments rather than one massive payout!
Monopoly Riches Scratchcard
Next on our list of best online scratch cards in the UK is Monopoly Riches – another one that will set you back £5, and this one comes with a top prize of £1 million.
Want to try for the top prize? Then your odds of winning are 1 in 3,276,000 – but you do have odds of 1 in 3.51 of winning any prize.
UK players do love Monopoly-themed scratch cards – and the fact that this one comes with a top prize of £1 million makes it even more appealing.
£500 Loaded Scratchcard
Finally, we have the £5 scratchcard – which offers a top prize of £500. OK, this is pretty small compared to the other ones we’ve looked at, but there are 10,000 maximum prizes up for grabs.
Your odds of winning the jackpot are significantly higher – at 1 in 4,199 and your odds of winning any prize is 1 in 3.15.
If you’re someone who prefers smaller but more consistent payouts, this could be the one.
How to Increase Your Chance of Winning

Although they’re really all about luck and chance, there are a few strategies you can use to give yourself a better chance of winning:
Go For a Scratchcard with Better Overall Odds
Look for a scratchcard that has an overall win rate of 1 in 3 or thereabouts.
Check for the Remaining Jackpots
Check out the National Lottery website to see what scratchcards still have their top prizes available.
Set a Budget
Make sure you don’t spend more than you can afford to lose. Treat them as fun rather than as a way to make money.
Maybe Go For Higher-Priced Cards
You usually find that £5 scratchcards often have better odds and larger jackpots than £1 to £2 cards.
So – ready to see if you can scratch your way to millions? These could be the ones worth trying! Good luck, have fun and scratch responsibly!